Credit Card Machines – Learn the Different Types

Posted on May 20, 2012 by Admin

www.Canadian-Merchant-Account-Services.com Learn the about the different credit card machines available to Canadian Merchants. Dial-up credit card machines, IP credit card machines, Wireless credit card machines, Cellular credit card machines, etc. Learn all the ‘Pros’ and ‘Cons’ on each type of Point-of-Sale Terminals. http
Video Rating: 4 / 5

This week Thomas Fox, Community Outreach Director, describes the differences between Credit, Charge and Debit cards.Learn Now or Pay Later is a weekly personal finance series produced by Cambridge Credit Counseling Corp. These webisodes focus on topics such as the economy, credit reports and scores, budgeting and identity theft. The goal of this educational series is to better prepare the public to deal with matters pertaining to credit, debt and money management.
Video Rating: 5 / 5

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The 25 Most Popular Cloud Apps for Business in April 2012

Posted on May 19, 2012 by Admin


Barcelona, Spain (PRWEB) May 17, 2012

Every month GetApp.com releases the list of the most popular cloud business apps with its close to 100,000 monthly business users, mostly from North America.

This ranking of business apps such as CRM, collaboration, accounting or customer support tools, is based on a composite algorithm that incorporates several criteria, including listing popularity with its users, number of user reviews, ratings or integration points with other cloud apps.

This month the Top 5 Business Applications are:

# 1 Zoho – Business Management Suite

Zoho offers a suite of online web applications for small business geared towards increasing your productivity and offering easy collaboration (CRM, Accounting, Applicant Tracking, Helpdesk, Project Management).

# 2 Desk.com – Customer Support and Social CRM

Desk.com pulls customer service conversations into one collaborative desktop where service requests are collected and prioritized. It delivers customer suport by email, phone, chat, Twitter, Facebook and more.

# 3 AtTask – Project and Task Management

AtTask is an online project management software that provides a 360-degree view of all workplace activities. It helps all company staff to better understand and organize their work, improving workflows and productivity.

# 4 BrightPearl ? Integrated Business Management Suite

BrightPearl is is fully integrated web based business management software for small and medium businesses designed specifically to save time, increase sales and make customers happier.

# 5 Zendesk – Help Desk and Customer Support

Zendesk is a customer support and help desk ticketing system. The solution integrates well with all of support channels including email, web, chat, and social media.

There were two new entries in the April ranking:

Fusebill ? Automated Billing for Subscription

Fusebill automates recurring billing, invoicing and credit card collections for subscription based businesses.

BillQuick ? Time & Billing + Project Management

BillQuick is a flexible time tracking, billing and project management solution, both in terms of functionality and deployment.

Cloud business apps help businesses be more productive and cut IT costs. You can check the full list of April?s 25 most popular cloud business apps.

“Cloud-based apps opens up new productivity gain opportunities for small businesses and startups” said Christophe Primault, CEO at GetApp, ” GetApp, as the largest independent marketplace that helps small to mid-sized businesses discover, evaluate and manage the perfect business apps for their needs, is proud to share every month which particular apps have received traction” he added.

All these business apps enable an access from mobiles or tablets, as such GetApp also publishes a specific ranking for:

Popular business apps for iPad and iPhone

Popular business apps for Android

If you are a vendor and think your app can make this popular apps list, you can register to GetApp

About GetApp

GetApp is the largest independent online marketplace that helps small to mid-sized businesses and startups discover, evaluate and manage the perfect cloud business apps for their needs. Its mission is to support millions of users in their “best app” research with comprehensive directories, interactive search tools, side by side comparison tables, user reviews and app evaluation resources.

In addition, GetApp serves as a global online marketing channel for thousands of cloud business application developers.

Headquartered in Barcelona, Spain, GetApp operates primarily in North America and the U.K. It is privately owned and backed by Nauta Capital







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Encore Payment Systems: Announces New Partnership with eSave.net

Posted on May 18, 2012 by Admin


Addison, TX (PRWEB) March 01, 2012

Encore Payment Systems and its affiliated companies Momentum Payment Systems and Prodigy Payment Systems are excited to announce a partnership with eSave.net. eSave.net is an internet-based software program designed for establishments in the food and beverage industry to aggregate data amongst food, paper and produce purveyors for the best weekly pricing.

The method eSave.net uses to sequence inventory makes the actual ordering process more time-efficient and less stressful for their buyers. The software program is set up where the buyer simply picks out what they need to order, plugs everthing in, hits ?go? and eSave does the rest!

When using the program, eSave.net?s clients are guaranteed to receive up-to-date pricing from all current purveyors, save time and money, monitor every aspect of the purchasing process, compare prices at the smallest unit of measure and feel safe with the full site security promise. Rahul Tandan, National Account Manager for eSave.net says, ?When I was in purchasing, it would take me 300 minutes to compare pricing for 300 items. It was a cumbersome process that took time away from our guests. With all eSave.net takes into consideration, there is no way a single person could compare pricing on 100% of items the way eSave.net does for the food and beverage industry.?

With eSave.net, not only will its customers have the advantage of an apples-to-apples comparison between vendors, but the system will compile the data on all the products, pricing, history and future trends into a detailed report. eSave.net informs the purchaser prior to an order, allowing the opportunity to develop a level playing field between owners and vendors.

For further information visit http://www.eSave.net or contact

Rahul Tandan, National Account Manager

rtandan(at)mymerchantzone(dot)com, (214) 442-1700 x 5121

About eSave.net

eSave.net is a web-based company that was designed to help professionals in the food and beverage industry save on products by comparing weekly prices. eSave.net?s unique cloud technology allows purchasers to view and compare live pricing to source goods in a matter of minutes. eSave.net takes pride in its promise to lower cost, provide better service and increase revenues for food and beverage professionals. eSave.net?s sales office is located in the Dallas/Fort Worth metroplex servicing clients on a national level.

About Encore Payment Systems

Encore Payment Systems was established for the purpose of providing electronic payment processing solutions and other value-added services to small and medium-sized merchants throughout the United States. Encore is a leader in the electronic payment processing field providing credit card, debit card, ATM card, gift card, prepaid card, EBT and check processing services. Encore maintains a sincere dedication to superior customer service and an honest and ethical approach to acquiring new customers. This vision has enabled Encore to become one of the fastest growing companies in the industry excelling in all aspects of merchant services. Encore Payment Systems is located at 3801 Arapaho Road, Addison, Texas 75001. Please follow us @EncorePS, like us on Facebook or visit Encore Payment Systems online at http://www.EncorePS.com.

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Lowest Rate Credit Cards

Posted on May 17, 2012 by Admin

When looking for a credit card, the first thing you want to look at is the interest rates that certain banks offer with their cards. Of course, this may seem like such an obvious thing to look for but surprisingly, this is what most people tend to forget when scouting for credit card offers. And this is exactly why many people are put into debt so often.

Now, interest rates may not seem like a big deal for you but if you better be careful when making those purchases. In the long run, you will want to wish that you had the lowest rate credit cards because it’s the interest rates that really pile on top of each other to make your debts seem even more difficult to pay off. So the first thing you should do when applying for a credit card is to first compare different interest rates. Check the APRs of different cards in different categories. This will give you an idea about which offers are the best for you.

Next thing to do is to review the terms of the cards that you have information on.

Look for benefits like 5% cash back on certain spending categories, 0% APR for 6 months, regular APRs for 9.99% post-introduction, and waived annual fees. And lastly, since you know there is an interest rate, no matter how low it is you should be able to maintain good payments so that you don’t end up with a bill that you can’t pay up in the end.

For more great information on Lowest Rate Credit Cards visit our new website http://www.creditcardsguideonline.com.

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Should I close annual fee credit cards?

Posted on May 17, 2012 by Admin

Question by Tracy C: Should I close annual fee credit cards?
I have two credit cards with annual fees of $ 39 each. I opened them one year ago to build my credit because they were all I could get. It is time to pay the second year’s annual fee. Since I now have other credit cards with no annual fees, should I close these accounts and, if so, how will it affect my credit score?

Best answer:

Answer by eric h
yeah i would, closing accounts doesnt affect credit score, go with the ones with the lowest credit score first off, pay them off every other month or so and that will build up credit

Know better? Leave your own answer in the comments!

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Credit Cards & Personal Loans : Do All Credit Cards Have a Variable APR Rate?

Posted on May 16, 2012 by Admin

Many credit cards state that they do not have a variable APR, or annual percentage rate, but stipulations in the contract may allow the credit card company to change the interest rate to a variable APR. Read the fine print in a credit card contract withadvice from a financial adviser in this free video on credit cards. Expert: Matthew McKillen Contact: www.innovativefg.com Bio: Matthew McKillen has more than 21 years of industry experience in arranging loans for his clients. Filmmaker: Christopher Rokosz
Video Rating: 0 / 5

Contactless credit card skimming a real danger. Another news report where Identity Stronghold shows how easy it is to scan or skim all credit card data without touching you. The RFID chips make the card vulnerable
Video Rating: 4 / 5

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Secure64 Addresses All Major Cybersecurity Threats Identified by FCC

Posted on May 16, 2012 by Admin

Denver, CO (PRWEB) May 16, 2012

The Federal Communications Commission (FCC) has issued a call to action to ISPs and telecommunications companies to combat three major cybersecurity threats that have the potential to cause widespread disruption to communications and economic activity: Domain Name Server (DNS) Fraud, Botnet Attacks, and IP Route Hijacking. In response to this call to action, eight major service providers have agreed to adopt a set of recommended security initiatives outlined by an FCC advisory committee. Implementation of these recommended security initiatives is a significant step forward in securing the Internet but requires cost-effective software and hardware from technology suppliers. Secure64 Software Corporation?s suite of secure DNS products and technologies address each of the threats identified by the FCC and can be indispensible tools for organizations implementing the recommendations.

?Our products allow providers to address the major threats to online security and reduce the risk of threats like denial of service attacks at low cost, with no disruption to customers, and without compromising privacy,? said Steve Goodbarn, president of Secure64. ?From the beginning, Secure64 has focused on providing commercial solutions that simplify DNS security. Our products?Secure64 DNS Signer (automated DNSSEC), DNS Cache, DNS Authority?and our recent co-authored proposal for preventing IP route hijacking (ROVER) provide critical capabilities that ISPs and telecommunications companies need to implement the FCC?s recommendations.?

Threat 1: Domain Name Server (DNS) Fraud

The FCC recommends that providers immediately implement Domain Name System Security Extensions (DNSSEC) security-aware resolvers to prevent DNS fraud, at a minimum, and also recommends gradually enabling DNSSEC validation on resolvers over time. Secure64 DNS Cache is a security-aware caching resolver able to validate DNSSEC responses with higher levels of performance than other resolvers. Secure64 DNS Cache allows providers to:

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YESpay shows new heights to High Sports

Posted on May 15, 2012 by Admin


London (PRWEB UK) 14 May 2012

The cutting edge

EasyV-Retail is a pre-accredited card payment solution that enables merchants to process EMV Chip & PIN and magnetic credit and debit card payments within seconds via their EPOS systems. Combining powerful payment software with a choice of PIN Pads, EasyV-Retail was ideal for High Sports as a fully integrated card payment solution. Adopting the solution from YESpay has drastically improved the functions at High Sports. ?Our partnerships with key suppliers such as RD Software Ltd. and YESpay have enabled us to grow and manage our business more effectively and to serve our customers to the best of our ability. We look forward to the partnerships continuing and to High Sports expanded use of YESpay’s services?, quotes, Michael Wates, Director, High Sports Group Ltd.

With YESpay, High Sports has achieved full integration with their EPOS software therefore reducing the risk of errors. The transaction speed, customer and operator experience has improved strikingly, with reduced queuing at desks thanks to faster transaction times. ?Our busiest centre, Crawley saw the biggest transformation when the staff was able to handle customers very efficiently and quickly. The EFT transactions happened in around 3 secs compared to the 45-60 secs that the PDQ would normally take?, adds Michael. The integration of the solution with High Sports back office systems has also meant a massive reduction in time spent resolving balancing errors and customer queries thanks to the online web based reporting provided by EMBOSS for all of High Sports card transactions.

The way forward

The implementation of EasyV-Retail and adoption of a different way of working was a big challenge for the existing centres of High Sports. But after a successful migration at one of them, its benefits were realised instantly and before long, other centres moved too!

With 8 High Sports main outlets and a small school-based wall smoothly running on YESpay system, High sports became 100% dependant on the EasyV-Retail solution. The later additions ? a centre in Basildon (2011) and another in Plymouth (early 2012) had multiple EPOS and YESpay terminals from the beginning. High Sports is glad to have set its foot on a long and rewarding journey with YESpay!

About High Sports Group Ltd:

High Sports (http://www.high-sports.co.uk) is one of the first dedicated commercial walls to open in the UK. Today, High Sports are the first climbing company to establish a chain of 8 active centres and 1 school based site. High Sports have also helped move climbing into the mainstream of leisure activities with state of the art climbing walls within several of the countries premier new build leisure centres. The year ahead will see further new facilities established and a continued commitment to making climbing accessible to the widest possible audience within the highest quality venues.

About RD Soft Ltd:

RD Software Ltd (http://www.membershiptill.com) delivers all aspects of an IT solution including system consultancy, user specifications, programming, hardware supply, installation, training and support. The company?s broad customer base covers multinational companies, major high street names, small companies and individuals. The LMS software range designed for leisure operations has been developed and refined at RD Software Ltd. LMS is particularly good at payment processing with a lot of development work being around shortening transactions times and introducing advanced technology. For speed and efficiency LMS uses the YESpay wallet to collect monthly membership fees, which helps improve retail cash flow.

About YESpay International Ltd:

YESpay, a global card payments service company, provides highly secure Internet, EMV Chip & PIN, contactless and gift card payment processing services to independent and multi-chain merchants. Through EMBOSS?, the YESpay Managed Payment Service, merchants can quickly accept integrated card payments within EPOS, kiosks, hospitality and e-commerce systems with minimal capital investment and low on-going services costs. EMBOSS is an on-line IP-based payment processing service that has been generically pre-accredited by major Card Acquirers in Europe and North America (including Chase Paymentech, First Data Merchant Service (FDMS), Barclaycard Business, Global Payments, HSBC, HBOS, Lloyds Cardnet, Moneris, Worlday, Ulster Bank, Elavon, NETS, Amex and Diners). In addition, the YESpay EMBOSS service is fully end to end certified to Payment Card Industry Data Security Standards (PCI DSS) Level 1 as mandated by Visa and MasterCard. The YESpay EasyV-Suite of card payment products is innovative and cost-effective for EPOS, Kiosk, Hospitality, Mobile and Internet environments. With the YESpay EMBOSS card payment service, merchants can perform card payments in both card-present and card-not-present environments.

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Disney Vacation Rentals Special Offer Happening Now at Southern Dunes on bobzio.com, a Free Vacation Rentals Listing Service

Posted on May 14, 2012 by Admin


(PRWEB) May 13, 2012

Special Offer going on now with a ideal Disney Area Rental close to Orlando Florida. Visit http://www.bobzio.com and the special offer section to view this offer and others going on. New offers are being added every day.

Bobzio.com is a co-op of vacation rental owners, home exchanges and area services. Bobzio.com announces free lifetime listings for owners of vacation rentals. A comparable website with thousands of listings will charge up to a $ 1000 for such perks and listing benefits as bobzio.com offers for no cost.

Each owner will get unlimited photos, video upload, interactive reservation calender, Google map and email contact form. Bobzio.com is only several months old but is growing fast. More users are discovering the advantages of searching for rentals based on activities such as golf, theme parks, scuba diving and any activity imaginable including surfing.

http://www.Bobzio.com, being a co-op, is owned by the members. The ownership role will be determined when the first 20,000 have joined. There will not be a better time to get in on an opportunity like this that could save up to $ 1000 each year in subscription costs. The website also offers training on techniques to increase internet marketing exposure for individual listings and tips to get photos and videos to show up in some of the major internet search engines. Jump on board. The sooner the better. To see an example of a free listing visit http://www.bobzio.com/view_property_details.php?title=Cape-San-Blas-Vacation-Rental-Bayrock-2-on-http://www.Bobzio.com–6080-Cape-San-Blas-Rd,-Port-St-Joe,-Florida-&pro_id=25.

Bobzio.com has created several strategic partnerships to assist with marketing and management of Vacation Rentals. One is DirectPlacement.co for help with Search Engine Placement (SEP). Visit DirectPlacement.co and ask about search engine placement (SEP) for the bobzio.com vacation property listing or home exchange. Adam, the owner, is very knowledgeable about SEP and personable in his approach. There are no long term commitments or contracts to try DirectPlacement.co services.

The second strategic partnership is with Alan Lane, owner of DepositGuard.com. DepositGuard.com makes it possible for the individual owner to accept credit card payments and bank transfer checks. The fees are minimal and paid by the renter. The renter gains the security of an escrow agent safeguarding their rental deposits.

Here is a link to a YouTube video showing how easy it is to start a listing: http://youtu.be/qOwKNH0c7Gg







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